Four friends get in over their heads when they try to make a bigtime heist. They pull off the job, stealing a small, but priceless sculpture. Immediately, the sculpture is missing and the novice group of thieves find themselves burdened with a debt to a crime lord that they cannot pay. Their desperate attempt to save at least some of their lives is to have each member of the crew take out a $1 million life insurance policy. Each then draws a playing card that will designate whose life is to be spared in order to pay the crime boss and allow the others to live.